Less Than 5% Down? Not A Perfect Credit Score? Yes, That Can Work!

One of the benefits of owning a home is being able to protect yourself from rising rents, which have risen approximately 15% over the last five years.  When you purchase a home you can lock in your housing cost for the life of your mortgage and grow your net worth as home values (and rents) increase and your mortgage balance goes down..

The average renter spends approximately 30% of their income on housing compared to that of a homeowner who spends 25-20% on average.

Did you know that over 60% of recent first-time-home buyers put down less than 20%, and over 30% of buyers put down less than 5%?  FHA, Fannie Mae, and Freddie Mac all have programs that offer buyers 3 to 3-1/2% down payment loans, and you don't have to have perfect credit to qualify.

Owning your own home may be more attainable than you even imagined!  Contact Us for assistance getting pre-qualified with one of our trusted lender associates.  We can answer your questions about how to go about finding and financing your new home.