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Keep Up With The Newest Technology For Your Home!

Advances in technology for the home are happening so fast it's hard to keep up with what are the latest and greatest products for our home.

There is no doubt that there is a major focus on living healthier and smarter. Technological advances and changing demographics are shaping a new vision for how we live in our homes. Architects and builders are looking to design homes of the future with more healthy and sustainable materials that are resilient to natural disasters, require less maintenance, and have flexible living spaces that can accommodate multiple generations and communal gatherings.

Homeowners will demand healthier environments with no harmful paints and adhesives, as well as energy and water conservation features. There will be more emphasis on natural light and the adoption of biophilic planning. There will be a focus on utilizing materials that have greater longevity and will last through generations of homeowners.

How Credit Cards and High Debt Ratios Can Keep You From Buying Your Dream Home

We all love to spend money, right?  That’s what it’s for… to spend!  Clothes, cars, etc.  Why work so hard if you can’t enjoy it?  But there’s peril in this if you’re not careful. 

When it comes to buying a home, there are certain factors lenders look at to determine what kind of “risk” you are to them for paying it back.  Two of these factors are effected by your spending habits.  They are called “Debt Ratios”. 

Banks always look at the worst case scenarios when they consider loaning money to someone, so even though you may think every thing is fine, they are thinking about “what if’s” like . . . What if you lose your job . . . What if you get severely ill and can’t work . . . and other morbid and depressing possibilities . . .

What Will Fuel Housing Demand Growth For The Next 10 Years?

A Mortgage Bankers Association study has estimated that between 13.9 and 15.9 million additional households will be formed by 2024, making the next ten years one of the strongest periods of growth in housing in U.S. history.

In their white paper, Housing Demand: Demographics and the Numbers Behind the Coming Multi-Million Increase in Households, the MBA’s researchers conclude that the housing demand surge will be driven by Hispanics, Baby Boomers, and Millennials.  They report that household formation has been depressed recently by unfavorable economic conditions, and that improving employment markets as well as major demographic trends will create strong growth in both owner and rental housing over the next decade.